How to Stop Your AI Agent from Draining Your Bank Account: A Guide to Agentic Payments

We’ve all been there: you build a cool AI agent, give it some tools, and suddenly realize you’ve basically handed a toddler your credit card. As developers, we’re moving fast into the world of Agentic AI —systems that don't just chat, but actually do things. And one of the most exciting (and terrifying) things they can do is spend money. But here’s the problem: our current payment systems were built for humans. They expect a "buy" click, a fingerprint, or a 3D Secure SMS. When an agent is runnin