NeuroCloak: Cognitive Digital Twin (CDT) for AI Systems

We Built a Production AI Governance Platform as Students — Using Only MongoDB's Free Tier Authors: Sama Thanvik Reddy,P. Akash, K. Abhinav,M. Srihith The Question That Started Everything Picture this: an AI system just denied someone's loan application. The bank's compliance officer walks in and asks — "Why, exactly, did that happen?" Not "what score did the model return?" Not "which threshold did it miss?" Why — step by step, traceable, auditable, defensible in front of a regulator. In most AI