One Single RESTful API, Five Payment Rails: Build Global Money Movement Without Rebuilding the Infrastructure

If you've ever tried to build a product that moves money across borders, you know how quickly things get messy. You usually start with one use case. Maybe your users want to fund a wallet with their debit card. That sounds manageable, so you integrate with a card processor. Then the next request comes in: Can we also support ACH? So you add an ACH provider. Then your enterprise users ask for wire transfers. Then someone wants faster domestic settlement through RTP. Then cross border payouts come