We built social escrow on-chain: tip anyone on X, Discord, or Telegram with no wallet

Two days ago, a Discord user named @test17 received $838 USDT on Celo. They had no account on our platform. Someone typed a command in a Discord server and the money appeared, waiting on-chain for whenever they were ready. That is MagicPay. This post is about how we built it. The problem we were solving The standard flow for sending someone crypto is: they give you a wallet address, you paste it somewhere, you approve a transaction, you pay gas. That is four steps before a single dollar moves. I