Why We Killed Hold Windows in Our Affiliate Marketplace

This article was originally published on Jo4 Blog . We spent weeks building a settlement system for our affiliate marketplace. Hold windows. Clawbacks. Carry-forwards. Commission auto-approval schedulers. The works. Then we deleted it all. What We Built (and Why) The idea was straightforward: when an affiliate drives a conversion, don't pay them immediately. Hold the commission for X days. If the customer refunds, claw back the commission. If there's a remainder below the payout threshold, carry