Real-Time Fraud Scoring Latency: What 47ms...

Originally published at Riskernel. Fraud vendors love to say they are fast. The problem is that “fast” usually means one cherry-picked number with no context. If you are evaluating real-time fraud scoring for checkout, instant payments, payout approval, or account takeover flows, the only latency number that matters is the one your customer actually feels when the system is under load. That is why “47ms” is useful only if you understand what sits behind it, and why averages by themselves are usu