The Agent Payments Land Grab: A Taxonomy

Five companies launched agent payment products in April 2026. Coinbase announced Agentic Wallets. Cobo shipped an 80-blockchain agent wallet. Alipay launched AI Pay. Catena Labs raised $18M from a16z for an AI-native bank. Sapiom closed a $15M seed round. The market validation is complete. Agent payments are real. But zoom out and a pattern emerges: every company is solving a different problem for a different audience. And one developer persona is still underserved. What Each Competitor Is Actua