VITA INSURATECH — Zero-Touch Parametric Insurance...

A Swiggy delivery partner in Koramangala. Heavy rain. No orders, no income, no safety net. External disruptions cost gig workers 20–30% of monthly earnings — with zero protection. We built VITA INSURATECH at Guidewire DEVTrails 2026 to fix that. Zero-touch parametric insurance that auto-detects disruptions and pays workers instantly. No claims. No paperwork. Why Parametric? Traditional insurance is inaccessible for someone earning ₹600–800/day. Parametric flips it — rainfall crosses a threshold,