Why I’m Engineering My FIRE with Python — A...

The Question Nobody Asks Every corporation has a CFO. Every bank has an ALM (Asset-Liability Management) desk. They stress-test their balance sheets quarterly. They model worst-case scenarios. They maintain credit facilities they may never use. But individuals? We track our assets — maybe in a spreadsheet if we’re diligent — and call it financial planning. That’s half the picture. It’s like monitoring CPU usage but ignoring memory leaks. Where is the liability side? Rent is a liability. Educatio