Chargeback vs showback team level cloud cost accountability

Most engineering organizations have dashboards. They have tagging policies. They have monthly cost reports that go out to team leads. And spending keeps climbing. The problem is not visibility. The problem is that visibility without financial consequence produces awareness, not action. During showback-only programs, teams act on 10-20% of cost recommendations. After chargeback goes live, that number jumps to 40-60%. The difference is not better data. It is whether the number hits the team's budg