Confessions of a Level 0.1 Beginner: Surviving the Google Cloud Maze

* I wanted to build my very first AI Agent on Google Cloud. I logged in with high energy and clicked "Create Agent." Suddenly, the "Billing & Automation" screen popped up. My heart skipped a beat! I actually started sweating because it looked so serious. I knew Google gives $300 free credits, but seeing those "Auto-pay" words still scared the life out of me! I gathered my courage and tried to pay via UPI. It failed. I tried again. Failed again. A third time? Failed! Turns out, my Net Banking