The Digital Tsunami and the Security Hangover: Nigeria's First Cybersecurity Challenge

By Nasarah Dashe If you have sent money via USSD, paid for groceries with a mobile wallet, or onboarded a new fintech app in the last 12 months, you have touched Nigeria's digital economy. It is vibrant, relentless, and growing faster than almost anywhere else in the world. Between 2020 and 2025, Nigeria saw an explosion in fintech startups, mobile banking agents, and cashless payment channels. The Central Bank's cashless policy, combined with a young, tech-savvy population, pushed transaction v