Best Finance Articles

My mother put about $60k into a John Hancock “lifestyle conservative” retirement fund around 2014 and hasn’t touched it since. I just started helping her look at her finances and saw that it’s now worth about $39k. I checked the statements and did not see any withdrawals or additional deposits. The value graph on the website just shows a progressive loss in value. I don’t know much about these types of retirement funds, but this seemed really off to me. I would have expected at least some growth

My father had an accident and passed unexpectedly out of nowhere. He and my mom are both retired though he was running a consulting business. I don’t know what to do. I’m still processing the loss. But as we ask my mother more about his information to help settle things the more we find out she doesn’t really know anything. He did all of the banking and paid all of the bills and handled the investments. She doesn’t know where anything is outside of their joint bank accounts. Are there services t

got into a car accident a few months ago and didn’t seem serious, just some neck and back pain. when the insurance company called within 48 hours and offered $500 to close it. I almost took it thinking it was fair; but the pain didn’t go away . got worse, and after getting an MRI I found out I had a herniated disc. the $500 feltlike nothing, and now I’m realizing how close I was to making a bad financial decision by settling too early. still wondering if this kind of quick offer is normal or if

I have a big problem with eating out and saving money. I impluse buy a lot and just as an example of how my finances go its like this. say i make 1000 dollars biweekly, ill pays bills first, after that im left with 700, then ill throw 500 into my savings account. I end up easily spending the 200 on food, vending machines(energy drinks and snacks when im hungry), and other things i dont need. After that inevitably dissapears i easily convince myself its okay to pull out of my savings and spend so

Asking for partner, Her head gasket is blown on her Chevy Sonic 2013 and the repair will most likely cost $3-4k and take a week worth of time. She financed the car 3 years ago through CarMax and has 7k left on the loan to pay off. My question is it worth it to repair this or is it better to trade it in for another used car? (Budget is $200-$300 per month). I am wondering since this same car also had a leaky radiator that she already payed for, and I am afraid of other issues popping up on what s

I think I’m going to have to quit my job. I was already given a warning 2 weeks ago so I may be fired today but if not I think I’ll have to quit anyway. This is the worst most stressful job I’ve ever had. I don’t have any money and am in debt but I’m seriously considering not being here if you can’t my drift (I don’t think I can say that on this subreddit. Everyday is miserable I’m having panic attacks almost throwing up and crying after work everyday I can’t handle this. I‘m in 2,000 in debt ri

I started a drip account back in 96. Over a period of 4 years, I invested $1,000 in it. Then, I kinda ignored the whole thing. I received 1099DIV’s and filed them every year on taxes. I’m now cleaning up some straggling messes, and sold my 13 shares for $5,000. How do I determine my actual cost basis so I can figure out capital gains come tax time. I did not keep all statements, so I don’t know how to figure how many $$ in Dividends were invested. They would count as cost basis, right? And I’ve

Working with a freelancer in Italy, I’m in US. They are looking to use Wise to transfer the payment. The business seems like a legit small freelancer. No real reason to doubt their legitimacy. For my safety I asked about an option to pay smaller amounts for the service rather than all at once, that way if something was off and they ghost, I’m not losing any substantial money. I’m talking about maybe $50 at a time. They had no issue with that and even offered to take payment at the end, if I was

Edo, modern Tokyo, transformed from a city near ecological collapse to a thriving epicentre by creating a circular economy - by Aeon Video Watch on Aeon

China is helping the Revolutionary Guards profit from Iranian crude